Get your finances in order

Get out of debt

• This is the most important thing you can do.
• The less you owe and the fewer places you owe money, the less you can be manipulated.

Have cash on hand

• Keep two to three months worth of expenses on hand in cash.
• Do not live month to month.
• Keep enough money on hand to be flexible.
• Find a safe place to keep things.

Copy important documents

• Keep copies of documents.
• Keep copies of contracts and agreements.
• Make a copy of your passport.
• Renew your passport BEFORE they start using biometric ID.
• Make copies of your credit cards and ID.
• Know how to cancel credit cards quickly.

Invest expecting the wor